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Corporate Office
954-673-3479
Naples Office
239-298-4396
1-877-79-Windstorm |
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Licensed
& Insured
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Windstorm and Four Point Insurance Inspection
Coast To Coast Home Services, Inc
- Your Florida Home Inspection Company offers to perform
Windstorm Insurance Discount Inspections
with a money back guarantee and Four Point
Inspections.
The Four Point
Insurance Inspection was created after Hurricane
Andrew struck Florida in 1992. It is performed
on behalf of the insurance companies and,
typically, as a requirement for the insurer
offering insurance to the new homeowner. After
last year's barrage of hurricanes in Florida,
the Four Point Insurance Inspection has taken on
added importance. As insurance companies are
beginning to see the benefit of the inspection,
the program is spreading to other areas of the
country. The benefit to the insurance company
is, obviously, reduced loss risk on homeowners
insurance policies. This is an area of business
that has, for many years, been a money loser for
insurance companies.
In
2002, the Florida Legislature passed a law that
combined the Florida Residential Property and
Casualty Joint Underwriting Association (FRPCJUA)
and the Florida Windstorm Underwriting
Association (FWUA). This resulted in the
creation of Citizens Property Insurance
Corporation (Citizens), which more efficiently
and effectively provides insurance to, and
serves the needs of, homeowners in high-risk
areas and others who cannot find coverage in the
open, private insurance market. It is funded by
premiums paid by the insured and from other
insurance companies paying into the program to
reduce their overall losses.
The Four Point Insurance Inspection
consists of a visual survey of the following
four primary components:
Roof
Electrical
HVAC System
Plumbing
The
insurance companies are expecting the condition
of the components listed above to be working as
intended within the manufacturer’s
specifications. The criteria used to judge the
components include:
Scheduled
maintenance requirements
Expected life expectancy
I had a
home inspection before I purchased the home. Can
I use that report instead of getting a Four
Point Inspection Report?
The insurance companies do not want large
reports that contain other information. They
want only specific information about the HVAC,
plumbing, electrical system and roof in a short
one or two page signed document.
In summary,
the Four Point Insurance Inspection program is
gaining in popularity and will likely continue
to expand as the insurance companies recognize
the value of the inspection and the savings
benefits it provides to the insurance carrier.
Coast To Coast Home Services, Inc
- Your Florida Home Inspection Company is
proud to offer four point insurance inspections
as part of our comprehensive inspection
services.
All Insurance Companies Report
Acceptance Guaranteed or Your Money Back
Request An
Inspection |
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Coast To Coast Home Services, Inc
- Your
Florida Home Inspection Company
Provides Home
Inspections, Mold Inspections, Windstorm Inspections, Four Point Insurance
Inspections, Termite Inspections, Radon Inspections in the
surrounding areas:
Broward County - Coconut Creek, Cooper City, Coral
Springs, Dania, Dania Beach, Davie, Deerfield Beach, Fort Lauderdale,
Hallandale, Hallandale Beach, Hillsboro, Hollywood, Lauderhill, Lauderdale
Lakes, Lighthouse Point, Margate, Miramar, North Lauderdale, Oakland Park,
Parkland, Pembroke Pines, Plantation, Pompano Beach, Southwest Ranches,
Sunrise, Tamarac, Weston.
Miami-Dade County - Aventura, Bal Harbor, Coconut Grove, Coral Gables,
Homestead, Kendall, Key Biscayne, Miami, Miami Beach, Miami Lakes, Miami Shores,
North Miami Beach, Perrine, Pinecrest, Sunny Isles Beach.
Palm Beach County - Boca Raton, Boynton Beach, Delray Beach, Hypoluxo,
Lake Worth, Palm Beach Gardens, Wellington, West Palm Beach
Collier/Lee Counties - Bonita Springs, Marco Island, Naples, East Naples,
North Naples, Naples Park
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Corporate Office : 8310 NW 16th Street Suite B103
Pembroke Pines, FL 33024 Naples Office : 6017 Pine Ridge
Road Suite 211 Naples, FL 34119
Corporate Telephone: (954) 673-3479 Fax: (954)
212-0311 Naples Telephone: (239) 298-4396
1-877-79-WINDSTORM
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